The test is available for at-home use without a prescription. Effective January 15, 2022, most people with a health plan can go online, to a pharmacy, or to a store to purchase an at-home over-the-counter COVID-19 diagnostic test authorized by the FDA at no cost, either through reimbursement or free of charge through their insurance. Insurance companies and health plans are required to cover 8 free over-the-counter at-home tests per covered individual per month. For more details, please visit How to get your At-Home Over-The-Counter COVID-19 Test for Free|CMS.